You’re delving into Medicare and considering Plan N, but what about Medicare Part B Excess Charges? They’re sneaky little fees that can pile up if your provider doesn’t accept Medicare‘s set rates. Don’t let confusion reign – we’re here to help you understand these charges and find out if they even matter for you. It’s …
Choosing Plan N: What About Medicare Part B Excess Charges? Read More »
When is Medigap Open Enrollment? For the first six months after enrolling in Medicare Part B, you have an Open Enrollment Period. When a person turns 65 and enrolls in Medicare Part B, they become eligible for Medigap plans and are guaranteed to be accepted. Enrolling in Medigap during this Open Enrollment Period guarantees acceptance, …
The Medigap Birthday Rule Applies to Certain States Read More »
Looking to cut down on your Medicare Supplement insurance premiums? If so you’re, in the place. In this article, we’ll explore how you can save money without compromising on the coverage you need. We will cover everything from the cost of Medigap plans to choosing the policy, eligibility and enrollment details, and practical ways to …
How to Save Money on Your Medicare Supplement Insurance Premiums Read More »
Back in 1990, Congress passed a law the Omnibus Budget Reconciliation Act. The new law required all Medicare supplement lettered plans to conform to predetermined benefits according to the letter of the plan. This means that Medigap plans are identical from company to company. Any company that offers a Plan G or Plan N, …
Which Medigap Company You Should Choose There are many companies that offer Medigap coverage. When considering which Medigap company to enroll with for your Medicare Supplement coverage, there are some things you need to take into consideration. We have provided this Medigap plan review page to help you know what to look for in the …
Medigap Plan Review – Which is the BEST Medigap Company? Read More »
Medicare Supplement (Medigap) insurance policies do not provide prescription drug coverage. If you have a Medicare Supplement plan, you can still get drug coverage through a separate prescription drug plan through companies that offer drug plans such as Silverscript or Humana. Prescription drug plans are also known as Medicare Part D. Prescription Drug Coverage Under Legacy Medigap …
Medicare Part D – Prescription Drug Plans For Medigap Read More »
Many insurance agents and insurance companies know that price sells. Unfortunately, in the race to the bottom on price, many will sell a policy on price alone. It makes for an easy sale for them. But this can be very costly to you in the long run. The Medigap company rating with companies like A.M. …
Why Your Medigap Company’s Financial Rating Matters Read More »
This week we had a case with a gentleman who had diabetes and a history of mild neuropathy. On the applications for most Medicare supplement companies, they are not questioning the severity of diabetes with neuropathy or retinopathy. They simply want to know if you have been diagnosed with it or treated for it within …
Finding the Best Medigap Plans As I was driving in to the office this morning, I was thinking about how computers and the internet have changed the way we buy and sell insurance. When I first started the insurance business in 1996, we would go sit down with folks face to face. That was how people …
Best Medigap Plans – How To Save Money On Your Plan Read More »
Plan N is a fantastic plan that we get asked about a lot. Plan N has premiums that are much lower than other more popular plans. Some clients are concerned about not getting the Medicare Excess Charges covered. That is because, unlike Plan F or G, Plan N does not cover Excess Charges. I am …
Medicare Excess Charges – Should I Be Concerned? Read More »
