When you visit a doctor that does not accept Medicare, your Medicare supplement (Medigap) plan generally does not cover those services. Medigap plans are designed to supplement what Original Medicare (Parts A and B) pays. So if your doctor does not accept Medicare, it will affect your out-of-pocket costs and protection. Here’s how it typically […]
You’re delving into Medicare and considering Plan N, but what about Medicare Part B Excess Charges? They’re sneaky little fees that can pile up if your provider doesn’t accept Medicare‘s set rates. Don’t let confusion reign – we’re here to help you understand these charges and find out if they even matter for you. It’s
Choosing Plan N: What About Medicare Part B Excess Charges? Read More »
When is Medigap Open Enrollment? For the first six months after enrolling in Medicare Part B, you have an Open Enrollment Period. When a person turns 65 and enrolls in Medicare Part B, they become eligible for Medigap plans and are guaranteed to be accepted. Enrolling in Medigap during this Open Enrollment Period guarantees acceptance,
The Medigap Birthday Rule Applies to Certain States Read More »
Looking to cut down on your Medicare Supplement insurance premiums? If so you’re, in the place. In this article, we’ll explore how you can save money without compromising on the coverage you need. We will cover everything from the cost of Medigap plans to choosing the policy, eligibility and enrollment details, and practical ways to
How to Save Money on Your Medicare Supplement Insurance Premiums Read More »
Medicare eligibility opens a whole new world of healthcare options. Whether you are turning 65 or leaving employer coverage, there are some important things to know before you enroll in Medicare. Here are five things you need to know before enrolling. 1. How To Enroll In Medicare Part A and B For most people, Medicare
5 Things You Need To Know Before You Enroll In Medicare Read More »
I received this email from a policyholder today concerning the so-called Open Enrollment period every fall. It is a reminder that there is so much misinformation and confusion being pushed through TV commercials and other advertising venues. The Annual Election Period (AEP) runs from October 15 through December 7 of each year. This is NOT
Since its introduction in 2010, the Medigap Plan N has steadily grown in popularity. The lower premium and option to still go to the doctor of your choice without network limitations makes it a great alternative to restrictive Medicare Advantage plans. And now with the huge changes to Plan F and Plan G because of
Medigap Plan N – The Best Plan for 2025 and Beyond Read More »
There a lot of rumors circulating about MACRA this year. Some are true, some are not. MACRA is an acronym for The Medicare Access and CHIP Reauthorization Act of 2015. We will address some of the frequently asked questions about MACRA and how it affects Medigap coverage. What is MACRA? The Medicare Access and
Back in 1990, Congress passed a law the Omnibus Budget Reconciliation Act. The new law required all Medicare supplement lettered plans to conform to predetermined benefits according to the letter of the plan. This means that Medigap plans are identical from company to company. Any company that offers a Plan G or Plan N, or
**UPDATE** If you were first eligible for Medicare on or after January 1, 2020, you cannot enroll in a Plan F. Ever since Congress standardized the Medicare supplement plans according to their letter name in 1990, Plan F has been the top-selling plan. The reason is quite simple. When you look down the Medicare chart
